Logo for Hardman & Hamilton Financial Services Ltd featuring a stylized H and H in silver and blue, with the company name and slogan below.

Frequently Asked Questions

  • What services do Hardman & Hamilton offer?
    At Hardman & Hamilton, we provide, fully independent, expert financial guidance across a wide range of areas, helping you make informed decisions and plan for the future. Our services include:

    • Investments – tailored strategies to grow and protect your wealth

    • Pensions – planning for a comfortable retirement, including Pension switching advice

    • Protection – life, critical illness, and income protection to safeguard you and your family

    • Inheritance Tax Planning – strategies to minimise IHT and preserve your estate

    • Corporate Advice - We help business owners with key person protection, tax-efficient profit extraction, and setting up company pension schemes.

    • General Financial Planning – advice to help you achieve your short- and long-term goals

    We focus on clear, practical advice and long-term support, ensuring your financial decisions are made with confidence.

  • Getting started is simple. Reach out through our contact form or schedule a call—we’ll walk you through the next steps and answer any questions along the way.

  • At Hardman & Hamilton, we are truly independent financial advisers. That means we work solely for our clients, not for any bank, insurance company, or product provider. Our advice is always impartial, tailored to your individual needs, and focused on achieving your goals — not selling a specific product.

    We pride ourselves on building long-term relationships based on trust, transparency, and clarity. From investments and pensions to protection and inheritance planning, our only priority is helping you make confident financial decisions for the life you want.

  • You can reach us anytime via our enquiry page. We aim to respond quickly—usually within one business day. Can’t wait? Give us a call on 0161 367 1231

    For existing clients you will have the direct contact number for your adviser. Simply call or message and we will get back to you ASAP.

  • At Hardman & Hamilton, we understand that every client’s situation is unique. The cost of our services depends on the complexity of your needs and the level of support you require. Whether you’re looking for straightforward financial planning or more detailed investment, pension, or protection advice, we tailor our approach — and our pricing — to suit you.

    Get in touch with us to discuss your requirements, and we’ll provide a clear, upfront quote so you know exactly what to expect.

  • Working with Hardman & Hamilton is straightforward, personal, and focused entirely on you. We take the time to understand your goals, explain your options clearly, and guide you through every step of the process. Whether it’s planning for retirement, protecting your family, or growing your investments, we make sure you feel confident, supported and in control — not overwhelmed.

  • We work best with clients who are looking for personalised, long-term financial guidance and want to take an active approach to planning their future. While we can provide advice at many levels, we generally recommend working with clients who have around £50,000 or more in investable assets, as this allows us to deliver the most value and tailored strategies.

    If you’re unsure whether we’re the right fit for you, get in touch — we’re happy to have a conversation and see how we can help.

  • We are based in Hyde, Greater Manchester, and provide independent financial advice across the wider area, including:

    • Stockport

    • Bramhall

    • Cheadle Hulme

    • Sale

    • Manchester

    • Tameside (including Ashton-under-Lyne, Stalybridge and Denton)

    • Oldham

    • Glossop

    • Romiley

    • Marple

    We also work with clients remotely across the UK where appropriate.

  • Yes — we offer face-to-face meetings because we believe it provides a better, more personal service for our clients. We offer home visits or can meet you in a location of your choosing. We can also accommodate virtual meetings where appropriate.

People working with laptops and handwritten notes on a wooden table.